What others said about TEAMWORK...

There are plenty of teams in every sport that have great players and never win titles. Most of the time, those players aren't willing to sacrifice for the greater good of the team. The funny thing is, in the end, their unwillingness to sacrifice only makes individual goals more difficult to achieve. One thing I believe to the fullest is that if you think and achieve as a team, the individual accolades will take care of themselves. Talent wins games, but teamwork and intelligence win championships."

-- Michael Jordan

The guide to women translations

This is just for fun... men's joke... no offense to ladies yar...

The women says: You want
The women means: You want

The women says: We need
The women means: I want

The women says: It's your decision
The women means: The correct decision should be obvious

The women says: Do what you want
The women means: You'll pay for this later

The women says: We need to talk
The women means: I need to complain

The women says: Sure... go ahead
The women means: I don't want you to

The women says: I'm not upset
The women means: Of course I'm upset you moron

The women says: You're ... so manly
The women means: You need a shave and sweat a lot

The women says: Be romantic, turn out the lights
The women means: I have flabby thighs.

The women says: This kitchen is so inconvenient
The women means: I want a new house.

The women says: I want new curtains.
The women means: Also carpeting, furniture, and wallpaper!

The women says: I need wedding shoes.
The women means: The other forty pairs are the wrong shade of white.

The women says: Hang the picture there
The women means: No, I mean hang it there!

The women says: I heard a noise
The women means: I noticed you were almost asleep.

The women says: Do you love me?
The women means: I'm going to ask for something expensive.

The women says: How much do you love me?
The women means: I did something today you're not going to like.

The women says: I'll be ready in a minute.
The women means: Kick off your shoes and take an hour nap.

The women says: Am I fat?
The women means: Tell me I'm beautiful.

The women says: You have to learn to communicate.
The women means: Just agree with me.

The women says: Are you listening to me?
The women means: [Too late, your doomed.]

The women says: Yes
The women means: No

The women says: No
The women means: No

The women says: Maybe
The women means: No

The women says: I'm sorry
The women means: You'll be sorry

The women says: Do you like this recipe?
The women means: You better get used to it

The women says: All we're going to buy is a soap dish
The women means: I'm coming back with enough to fill this place.

The women says: Was that the baby?
The women means: Get out of bed and walk him

The women says: I'm not yelling!
The women means: Yes I am! I think this is important!

In answer to the question "What's wrong?"

The women says: The same old thing.
The women means: Nothing.

The women says: Nothing.
The women means: Everything.

The women says: Nothing, really.
The women means: It's just that you're an idiot.

The women says: I don't want to talk about it.
The women means: I'm still building up steam.

Apples................subsidy????????

Look at this scenario....

A owns a farm which can produce 10 apples every day. He has 5 workers to operate the farm. Each of them (A and his 5 workers) eats 1 apple daily and it is enough to keep them operating the farm normally. A then sells the remaining 4 apples at $10 each and he earns $40. He uses the $25 to improve the farm operation and facilities. He gives $2 to each of his workers as salary and he keeps the remaining $5 as profit. Day by day, the farm is well developed and all of the 5 workers are happy with the money they receive.

When A died, a new owner, B takes over the farm operation. He says to the workers: "We need to improve the farm quality and redefine our way of thinking. From now on all of you only need to pay $1 for each apple you eat. It is very cheap as the price is $10 each outside the farm, at the market". The workers have no choice but to pay $1 for the apple they eat daily. Their earnings decrease from $2 to $1 per person. As usual, B sells the 4 apples and he gets $40 in total. He uses $25 for farm improvement and pays $10 ($2 each) to his 5 workers. He gets $5 as profit. On top of that, he gets another $5 from the apples that he sells to his workers. In total, he gets $10 as profit every day.

Soon, the apple price increases to $20 each. B gets a higher profit of $80 for the 4 apples he sells daily. Then, he decides to give the farming improvement contract to one of his close friends, C. Gloomingly, C says: "Apple price has gone up, improvement cost must also go up, I can't avoid it". So, the farm improvement cost increases from $25 to $50. In actual case, the improvement only costs $30. The remaining $20 is discreetly shared equally between B and C.

Now, let's calculate how much B gets daily:

$10 ('illegally' from farm improvement cost)
$20 (Net profit by selling 4 apples: [Gross profit, $80] -[Improvement cost, $50] - [Wages $10] = $20)
$5 (from selling apples to his workers)

In total, B gets $35 daily compared to $10 initially when he takes over the farm from A. His profit increases to $25 and the workers are still getting $1 net daily per person. The greedy B does not want to stop there. One day, he says to his workers: "You see, the current market price for one apple is $20 and you are only paying $1. See how lucky you are! I have to SUBSIDIZE $19 for each of the apple you buy and in total I need to SUBSIDIZE $95. This will greatly burden the farm and I might go bankrupt if we continue like this and all of you will be jobless. In order to avoid bankruptcy, I need to increase the apple price that you buy from $1 to $1.50 and I will bear the remaining $18.50 per apple as my SUBSIDY to all of you".

So, greedy B adds $2.50 to his current profit and the number becomes $37.50.

After you have read the story, I am sure you might have already understood the meaning of "SUBSIDY". The $95 subsidy never existed in the first place and so is the fuel subsidy generously "given" your government

Think about it...

The Hardest Thing To Say To Someone

Another comment from him...

QUOTE-

Subject: RE: The Hardest Thing To Say To Someone

Do what you like.

The price of gasoline at the petrol station is set by the Government, not PETRONAS.

PETRONAS has done its patriotic duty by paying the dividends, royalties, corporate tax, petroleum tax etc to the Government for YOUR benefit (rakyat lah).

And bear in mind that 30% of its revenue comes from overseas operations, thus bringing in foreign exchange to the country.

OK. Assuming that you buy this idea proposed by whoever it was.

So PETRONAS will have reduced revenues. Bear in mind that the costs of operations are also increasing. So the profits are reduced. Then PETRONAS and other oil companies pay less taxes.

Then the Government will have less revenue. (Note: at least 40% of Government revenue for 2007 came from the oil industry). With less revenue, there will be less Government projects (you can then forget about bridges and highways, and rail tracks, and smart schools and
not-so-smart universities, and hospitals, etc). So contractors and consultants, and con-sultans and con-cronies will cry and scream.

Makan batu lah..

The Government has already announced freezing of recruitment. So, many new graduates will be unemployed. Makan batu lagi. Maggi mee pun tak mampu dah.

Later, all sorts of allowances for civil servants will have to be withdrawn. Treasury tak cukup duit.

On top of that the oil industry may have to scale back many of its new investments, totaling about 45 billion ringgit over the next few years. Contractors, service providers, steel fabricators, maritime service providers etc will join the ratapan tangisan - no jobs.

Don't forget that PETRONAS is sponsoring thousands of students in universities and even high schools - at any one time there are more than 4,500 university students being sponsored by PETRONAS in Malaysian universities and overseas. Also more than 2,000 high school children receive minor scholarships - children of poor families.

Kalau PERTRONAS tak ada duit, kesian lah mereka di atas tu. Shall I ask them to see the proposer of this idea (to boycott PETRONAS) and seek help from them instead?

So, it is to YOUR benefit that you make sure PETRONAS keeps making enough money to support YOUR Government so that your children can continue to go to school without paying for fees and books, and to go to universities at peanuts rates.

CONCLUSION: Help yourself and your family and your country by making sure that PETRONAS keeps making profits. Go to the nearest PETRONAS station and fill up now!!

Don't forget that if you go to non-Petronas station, the profits that these companies get will go their shareholders OVERSEAS.

So, be patriotic. Do your duty. Go to PETRONAS!!

(I hope you guys will help to send this response to as many contacts as possible to counter this subversive proposal).

UNQUOTE

Petrol Hike - explanation

i posted comment on the petrol hike recently and also quiried about the disparity of prices agaisnt fellow oil producing countries... below are my friends comment from Petronas...

Quote.

“Dear All,

This is lengthy but please bear with me. This is worth reading through ALSO.

We're not actually comparing apple-to-apple here, as most countries listed have a very long reserve life (the amount of years they have till the oil is finished) and they have a low population compared to their oil reserve (hence they can cater to their own needs without any bother to the supply). Some research can do wonders instead of blaming others.

UAE
population = 4,380,000
oil reserve = 97 billion barrels
production rate = 2.5 million barrels per day
Reserve life = 107 years

Kuwait
population = 2,851,000
oil reserve = 99 billion barrels
production rate = 2.5 million barrels per day
Reserve life = 108 years

Saudi Arabia
population = 24,735,000
oil reserve = 260 billion barrels
production rate = 8.8 million barrels per day
reserve life = 81 years

Iran
population = 71,208,000
oil reserve = 136 billion barrels
production rate = 3.9 million barrels per day
reserve life = 74 years

Nigeria
population = 148,093,000
oil reserve = 36.2 billion barrels
production rate = 2.3 million barrels per day
reserve life = 43 years

Venezuela
population = 27,877,000
oil reserve = 80 billion barrels
production rate = 2.4 million barrels per day
reserve life = 91 years

Malaysia
population = 27,452,091
oil reserve = 4.8 billion barrels
production rate = 550,000 barrels per day (resources from internet salah. Aku kira production hari2, sila ikut nombor aku)
reserve life = 33 years

Sources:
http://en.wikipedia .org/wiki/ Oil_reserves
http://en.wikipedia .org/wiki/ Population
http://www.eia. doe.gov/cabs/ Malaysia/ Oil.html
http://www.malaysia -today.net/ Blog-e/2006/ 03/petronas- profits-create- friction. htm

And the Ahmad fisherman notion that we extract oil from the ground without costs, or little cost, is NOT TRUE. Foolish, even.

FYI, to extract oil from the ground, there're 3 main cycle: Exploration, Development and Production. I wont go into lengthy explanation here, lets just have an overview of Drilling campaigns that needs to be carried out on all three cycles.

Drilling Campaign:

Rig: RM552,000 per day (minimum)

->We dont make rigs. We rent them. The deeper the ocean, the pricier the rig. And FYI, shallow waters of Malaysia is running out of oil. We are running the final race on shallow waters , have to concentrate on smaller pore-sized fields and taking the greater risk and more cost on deepwater fields.

Supply boat : RM 209,509 per day (minimum)

-> we need at least 2 supply boats.

Thats the cost of just two of many, many more items involved in Drilling campaigns alone. I'd like to reiterate that these campaigns occur in ALL of the 3 cycles, each campaign is at least 4 months. Do the maths or better yet, put it in a fancy Excel and publish it around.

Thats just costs involved in extracting the oil.

How about transporting it to shore? How about refining it for industries, daily stuff and for your car?

Some may ask why are we selling our oil, since we can use it? Well, here the answer: WE DONT HAVE MONEY. What else can we sell to make money? Tin? Gold? Pepper? Rubber? All these calculated together would not make even a small portion of profit in O&G. Our oil is of one of the best quality in the world because it is low in sulphur. Fyi, we dont need best quality oil for our cars, its only used in industries and in jets. In the international oil price is average USD130/bbl, ours would be close to USD140/bbl.

And then some might additionally ask, SO WHERE DID ALL THE OIL MONEY GO? Please refer to the statistics above, we have less than 50yrs of supply of O&G, although more explorations are aggressively being done in deepwater and smallfields. PETRONAS needs the money to ensure that we have the supply AFTER 50 years. PETRONAS is aggressively pursuing O&G projects overseas, and these projects does not come cheap. In other words, PETRONAS is not the nation's piggy bank, its THE bank for our children's children.

So please, do not be swayed easily by cheap-mouthed politicians who does not have the in-depth knowledge about how the process goes. If they say they want to use our oil money, please do consider our children's children. PETRONAS have been supporting the nation by giving back almost 60% if its profits.

Itu pakai cheap labor tu. Our skilled engineers, even often frustrated by the meager wages they get for risking their lives at sea, sometimes for weeks, still they stay and think of the country. I'm proud to say a lot of them are very patriotic. But also a lot of them are enticed by Middle East countries and others to work for them for more attractive salary. Nak recruit orang baru senang, but we have to train them and training takes 2-3 yrs!. Since we are running our last mile in our existing oilfields, we need experienced workers, and they dont come cheap.

So next time any politician says, DUIT PETRONAS PEGI MANA?, ask them back DUIT CUKAI SAYA PEGI MANA?

I think that would be more appropriate.” UNQUOTE

In My Shoes!

I find this e-mail really represent the true situation to those earning below 3k...

Quote-

In My Shoes!

Posted by St Low
Thursday, 19 June 2008

Chicken price has gone up (I'm not even going to talk about the rice price!), eggs, milk, vegetables, fish, all up! Even if I sell this old car I still will not be able to cover my expenses for food! How much and how long do you think that RM625 cash will help me?? I'm so sick and tired of hearing them say change your lifestyle! There is nothing more for me to change!

Dear Editor,

I have read so many times about the price increases but so far I feel that nobody actually knows or cares about how much we, the general just below-average and under-average income earners live!

In your papers you had an article on how people manage their income but most of them earned RM3000 on average!

What about me? And those in my shoes??

I am a single parent! I am not a charity case (though it looks like I'm being pushed into that), I have one kid 3 yrs going on 4. My ex-husband doesn't support me with anything! I work in a factory as an assistant officer. My net income is RM1300 per month!

To get to work 7 km away and to send my kid to the babysitter, i have to drive because the public transport only decides to turn up when they feel like it!!!!!!!!! Moreover, to get from my house to my job of only 7 km away, i have to travel on 2 buses that will take me 20 km in all different directions before getting me to work. (What great public transportation we have here!) Just for your information, I live in Seremban; not too far off in the rural area but just about 1 hour's drive to KL. But, we have very crappy public transport services. And I imagine most towns have this same crappy service too!

The 13 year old Wira I drive actually belongs to my brother-in-law. God Bless him, he let me use this car when he bought a new one late last year (an Iswara) so that I can get to work on time.

I live in a rented house of which I pay RM280 a month and my babysitter costs me RM270 a month. My utility bills come up to RM100 and my phone bill around RM80. I had to cancel my credit card which I had from my single and carefree days and now I'm paying for it monthly until the year 2010! RM160 every month! Then, I put money aside for my kid's milk, diapers, food, gas, rice, (all these used to be around RM250 a month) and of course, petrol! I used to spend RM120 for petrol a month. And that would leave me RM40 a month for doctor's fees, and maybe getting a new pair of slippers for my kid or whatever is needed for her. (How I've change my lifestyle! I have not had a hair cut in 2 years! Let me just say I've made changes to my lifestyle, drastic changes from 2 years ago when my ex-husband left!) However, still, I used to get by.

But then came the petrol price increase!

Chicken price has gone up (I'm not even going to talk about the rice price!), eggs, milk, vegetables, fish, all up! Even if I sell this old car I still will not be able to cover my expenses for food! How much and how long do you think that RM625 cash will help me?? I'm so sick and tired of hearing them say change your lifestyle! There is nothing more for me to change!

Unless I skip some meals, maybe my breakfast and my lunch?? But then, what if I get sick? Who will care for my daughter? How do I pay for the doctor? And if I don't go to work (because I'm sick), maybe I may not even have work anymore?? Then who will pay all the expenses? Where will I live? Can the Government give me a house?

Now, when I'm struggling with my income, what about my other friends in this factory whose salaries are RM550 a month. Then, there are 2 women here who are widows with school-going kids! Who have worked as operators for 5 - 8 years here and their salary NET only reaches RM650 a month! Lucky for them, they have their own houses and do not pay rent! Lucky for them too, they either walk or cycle to work. But don't think the price of petrol has not affected them! Because they still have to buy food and clothes and pay for their kids' school bus fares as all have increased! But their income remains the same! So tell me, how can they get the RM625 subsidy??? What is the government going to do for them??

All I hear on the government focused news are how they are trying to find ways to help the civil servants. I'm not saying they do not need help, but, WHAT ABOUT US??? Is anyone doing anything for us or would you all prefer we just die off quietly?? Our income will not be increased, and you can bet because of everything, the company will not increase the salaries for next year as well because they need to cut costs or close shop! Then what will we do??

Do you know that you can get welfare help if your family's income is RM350 and below only? This was what my friends were told and because they have work, they are not entitled to welfare help!

So, can someone explain to US, THE REAL PEOPLE, WHAT THE HELL IS THERE FOR US TO CHANGE??? AND DO NOT TELL US TO GET ANOTHER JOB BECAUSE WE DO NOT HAVE THE TIME!!!

I really do want a reply from someone who can really give me good, clear answers. Not some "merry-go-round the bush" answer!

Thank you,
A desperate mother!

-UNQUOTE

What the hell?

I'm amazed/shocked/dumb founded with the current federal government's decision... each day, they are getting out of sync with the rakyat...

How the hell at this trying time when these 'leaders' keep telling us to change our lifestyle and be thrifty in our spending but at the same time giving raise to one GLC's CEO a 100% pay rise?

The 'best' part is... this GLC had just raised the electricity tariff which we the public off course will suffer even further...

Hallo... this stupid decision really driven people like me MAD... and once again the reason given is, this CEO deserved it due to the company is doing well...

Hallo... being monopoly, even dumb can make the company profitable... just raise the tariff, reduce the price from IPP etc. Presto... big profit & investment return to the company & shareholders...

Damn... we citizen going to pay more electricity to pay his higher pay...

Should the PM approved this... he once again giving us the signal that he is really a flip flop leader... gosh.... what a dumbest thing I ever see from a leader...

Can somebody save Malaysia please...

Road tax

Today we saw a lot of people que up at post office to claim their so called 'subsidy'... good for those cars below 2000cc...

Once again, the government overlook another section... i.e. those driving above 20 years old cars that has cc between 2000 - 3000. They think all car owners driving cars within those cc are rich, without knowing that these cars are in fact owned by who are really in need...

e.g. A are torn between owning a Proton Wira that cost him RM30,000 or an excellent condition 23 years old Volvo 240GL with 2300cc that will cost him only RM1000 to buy... Since A just had very limited budget and decided not to tie him up with monthly installment, he finally decided on Volvo car...
furthermore, the spare parts are lower than wira at half cut shop... But sad to note, he end up paying more road tax than his rich nephews, C & D that driven BWM 520 and Mercedes C200 Kompressor that both cost his nephew more than RM200,000 each...

My question... why the government keep on charging road tax based on cc? Are they being fair people like A? Don't the government think his nephews should be the ones that pay more?

Well... this is BN government... had a very limited thinking....

Masa untuk berubah (Thought we Malaysian already done that during last election?)

WHAT IS NEVER MENTIONED IN Mainstream Media like NST/TheStar/ Utusan/BH are these facts....


Malaysian PerCapita Income USD 5000
VS
Singaporean PerCapita Income USD 25000


Further The Star made a comparison of prices in Thailand , Singapore and Indonesia .


For Thailand it is quoted at RM3.90/liter, however are they aware that
in Thailand new cars are cheaper than Malaysia by RM10,000? They pay
only one life time for their driving license? No renewal fee after that? Also that goes for road tax as well?

And do TheStar also aware
that you can drive all the way from Hadtyai to Bangkok on a six lane highway without paying any Tolls ??!!


Whereas here in Malaysia you have to pay yearly renewal for road tax, driving license and TOLLS, TOLLS, TOLLS!!!

For Singapore how can you quote RM 5.20 ? Please quote in Singapore
Dollars because they are earning in Sing Dollars. You might as well
say Europeans are paying RM10/liter. RM5.20/liter = Sing $ 2.20/liter,
still cheaper than Malaysia in view of fact that Singapore is not a
crude oil exporter. Are you saying that you fill up petrol in
Singapore by paying Ringgit?

In economy, dollar to dollar must be compared as apple to apple. Not
comparing like durian in M'sia is much cheaper than durian in Japan !!
Of course-lah, Japan is not durian producer!!! Comparing Malaysian
durian with Thailand durian make more sense!!

For Indonesia we might say is cheaper there at RM2.07/liter but compare that to their level of income!

Now, let us compare the price with OIL PRODUCING countries:

UAE – RM1.19/litre
Eygpt – RM1.03/litre
Bahrain – RM0.87/litre
Qatar – RM0.68/litre
Kuwait – RM0.67/litre
Saudi Arabia – RM0.38/litre
Iran – RM0.35/litre
Nigeria – RM0.32/litre
Turkmenistan – RM0.25/litre
Venezuela – RM0.16/litre
MALAYSIA – RM2.70/litre





RM 2.70!!! Individual perspective:



As of last month a Toyota Vios would 'cause a damage' of about RM 89,000.
In the international market, a Toyota Vios is about USD 19,000
USD 19,000 = RM 62,700 (using the indicative rates of USD 1 = RM 3.30)
That makes Malaysian Vios owners pay an extra RM 26,300.

This RM 26,300 should be cost of operations, profit and tax because
the transportation costs have been factored in to the USD 19,000.

RM 26,300/ RM625 petrol rebate per year translates to a Vios being used for 42.08 years.

I do understand that the RM 625 is a rebate given by the government,
but it also means that one has to use the Vios for 42.08 years just to
make back the amount paid in taxes for the usage of a foreign car.
Would anyone use any kind of car for that long?


Now with these numbers in front of us, does the subsidy sound like a
subsidy or does it sound like a penalty? This just seems to be a heavy
increment in our daily cost of living as we are not only charged with
high car taxes but also with a drastic increase in fuel price.

With all the numbers listed out, I urge all Malaysians to join me in
analyzing the situation further.

Car taxation is government profit, fuel sales is Petronas' (GLC)
profit which also translates into government profit. The government
may ridicule us Malaysians by saying look at the world market and fuel
price world wide. Please, we are Malaysians, we fought of the British,
had an international port in the early centuries (Malacca), home to a
racially mixed nation and WE ARE NOT STUPID!!!

We know the international rates are above the USD 130/barrel. We
understand the fact that the fuel prices are increasing worldwide and
we also know that major scientist are still contradicting on why this
phenomenon is happening. Some blame Bush and his plunders around the
world and some blame climate change and there are others which say
petroleum 'wells' are getting scarce.

Again we go back to numbers to be more straight fwd

1 barrel = 159 liters x RM2.70/liter = RM 429 or USD 134

On 1 hand, we are paying the full cost of 1 barrel of crude oil with
RM2.70 per liter but on the other hand the crude oil only produces 46% of fuel.

Msia sells crude oil per barrel at USD130 buys back Fuel per barrel at
USD134. And not forgetting, every barrel of fuel is produced with 2 barrels of crude oil.

1 barrel crude oil = produce 46% fuel (or half of crude oil), therefore

2 barrel crude oil = approximately 1 barrel fuel

In other words, each time we sell 2 barrels of crude oil, equivalently
we will buy back 1 barrel of fuel.

Financially,

Malaysia sell 2 barrel crude oil @ USD 130/barrel = USD 260 = RM 858

then, Malaysia will buy back fuel @ USD 134/barrel = RM 442/barrel

Thus, Malaysia earn net extra USD 126 = RM 416 for each 2 barrel of
crude sold/exported vs imported 1 barrel of fuel !!!

(USD 260-134 = USD 126 = RM416)


So where this extra USD 126/barrel income is channeled to by Malaysian Govt???????? ?


Another analysis:

1 barrel crude oil = 159 liters.

46-47% of a barrel of crude oil = fuel that we use in our vehicles.

46% of 159 = 73.14 liters.

@ RM 2.70/liter x 73.14 liter = RM197.48 of fuel per barrel of crude
oil. This is only 46% of the barrel, mind you. Using RM 3.30 = USD 1,
we get that a barrel of crude oil produces USD 59.84 worth of petrol
fuel (46% of 1barrel).

USD 59.84 of USD 130/barrel turns out to be 46% of a barrel as well.


Another 54% = bitumen, kerosene, and natural gases and so many more.
And this makes a balance of USD 70.16 that has not been accounted for.

So this is where I got curious. Where is the subsidy if we are paying
46% of the price of a barrel of crude oil when the production of
petrol/barrel of crude oil is still only 46%?

In actual fact, we still pay for this as they are charged in the forms
of fuel surcharge by airlines and road taxes for the building of road
(because they use the tar/bitumen) and many more excuse charging us
but let us just leave all that out of our calculations.

As far as I know, only the politicians who live in Putrajaya and come
for their Parliament meetings in Kuala Lumpur (approximately 60+ km)
are the ones to gain as they claim their fuel and toll charges from
the money of the RAKYAT's TAX.

It is so disappointing to see this happen time and time again to the
Malaysian public, where they are deceived by the propaganda held by
the politicians and the controls they have over the press.

Which stupid idiot economist equates rebates for rich or poor with the
cc of the vehicles? An average office clerk may own a second hand
1300cc proton Iswara costing $7,000 (rebate = $625) while the Datuk's
children can own a fleet of 10 new cars of BMW, Audi and Volvo all
less than 2000cc costing $2 millions and get a total rebate of $625 x
10 = $6,250! Wow what kind of economists we are keeping in
Malaysia ...wonder which phD certificate that they bought from...

Misleading concept of Subsidy:

The word "subsidy" has been brandished by the BN government as if it
has so generously helped the rakyat and in doing so incurred losses.
This simple example will help to explain the fallacy:

Example:
Ahmad is a fisherman. He sells a fish to you at $10 which is below the
market value of $15. Let's assume that he caught the fish from the
abundance of the sea at little or no cost. Ahmad claims that since the
market value of the fish is $15 and he sold you the fish for $10, he
had subsidised you $5 and therefore made a loss of $5.

Question : Did Ahmad actually make a profit of $10 or loss of $5 which
he claimed is the subsidy?

Answer:
Ahmad makes a profit of $10 which is the difference of the selling
price ($10) minus the cost price ($0 since the fish was caught from
the abundance of the sea). There is no subsidy as claimed by Ahmad.


The BN government claims that it is a subsidy because the oil is kept
and treated as somebody else's property (you know who). By right, the
oil belongs to all citizens of the country and the government is a
trustee for the citizens. So as in the above simple example, the BN
government cannot claim that it has subsidised the citizen!

Surat Perhargaan kepada Pak Lah

Got this from a friend... I shared same feeling with the writer...

QUOTE
Kepada pak lah... PM kesayangan ku

saya ingin mengucapkan terima kasih kepade pak lah kerana menaikkan rege minyak..
selepas ini apebile rege minyak naik.. rege barang yg lain akan naik..
saya akan merubah tabiat saya dari makan ikan kembung yg dah merah mate dan pecah perut kepade ikan kering sahaja..
saya sanggup berkorban untuk UMNO dan bn..
anak saye yg seramai 5 org itu boleh bekerje selepas waktu sekolah untuk membantu keluarga dan meneruskan tradisi menyokong UMNO dan bn
saya akan merubah bilik bilik yg ade di rumah saya untuk dijadikan tempat menternak ikan dan menanam sayur secare hidroponik
saya terpakse tanam dalam bilik kerna saya dok kat umah flat..
rebet yg diberikan kepade saya memang melebih dari keperluan saya..
apebile saya congak.. saya hanya menggunakan 20 sen aje duit minyak moto sehari.. ade untung 21 sen
saya tak pakai pon kete... sebab bile minyak naik.. saya kene jual datsun kotak mancis saya.. dapat gak duit..
anak anak saya, saya akan soh eksesais setiap hari dengan berjalan kaki atau naik beskal ke sekolah.. sejauh 5 km
walaupon saye berpendapatan rm 1000.. ia terlebih cukup untuk keluarga saya...

buat permulaan untuk merubah kehidupan saya..
saya tidak akan menggunakan gula... tak akan menggunakan tepung untuk buat jempot-jempot
akan menggantikan beras ngan ubi... setiap hari saya dan keluarga akan berpuasa (kecuali pade hari hari yg dilarang ajer)
saya akan buat minyak masak sendiri
itu antara care saya merubah hidup..
ade banyak lagi care
semuanya kerna UMNO dan bn...

dan saya ingin meminta pak lah supaya menaikkan lagi rege minyak yg ade..
bukan tu ajer.. diminta menaikkan lagi rege tol kerna org sebelah rumah saya nih org pembangkang dia selalu ikut highway, bior padan ngan muke dia.
mungkin pak lah boleh melawat saya dan bersedekah kepade saya sehelai kain pelikat dekat-dekat pilihanraya nanti..
insyaallah kain pelikat itu saya akan framekan dan gantung dirumah.. tapi jangan lupa.. pak lah tandatangan yerk..!

jgn lupe pak lah.. naikkan lagi rege minyak..
jgn turun kan gaji menteri menteri dan tuan penasihat 25%.. saya tetap akan menyokong pak lah..

akhir kata bior pak lah senang, janji kami susah.. hidup UMNO, hidup bn..

sekian terima kasih..

ps/ sampaikan salam saye pade KJ dan patrik badawi.. dan tak lupe gak tuan punya syarikat scomi

pecah kaca, pecah gelas,
sudah baca, harap balas.


Syahrizal Bin Bakar
Bahagian Perhubungan Awam
Suruhanjaya Hak Asasi Manusia Malaysia (SUHAKAM)

UNQUOTE

Sunah

Got this from my friend... thanks ady...

Abu Hurairah berkata, Rasulullah S.A.W bersabda:

“Satu dinar yang engkau nafkahkan di jalan Allah, satu dinar yang engkau nafkahkan untuk membebaskan seorang hamba, satu dinar yang engkau sedekahkan kepada orang miskin dan satu dinar yang engkau bafkahkan untuk keluargamu,

maka yang paling besar nilainya adalah yang engkau nafkahkan untuk keluargamu.”

(HR Bukhari)

Sabda Rasulullah S.A.W.:

”Sesiapa yang mengejar dunia dengan tujuan mengelak daripada meminta-minta dan dengan tujuan menjaga anak dan isterinya daripada memakan harta curi, harta samun dan sebagainya dan dengan tujuan menjaga hubungan dengan jiran tetangga,

maka dia akan bertemu dengan Allah di akhirat kelak dengan keadaan wajah yang berseri-seri umpama bulan purnama.

Sesiapa yang mengejar dunia dengan cara yang halal tetapi semata-mata untuk mengumpul harta dengan tujuan bermegah-megah,

maka dia akan bertemu dengan Tuhannya di akhirat dalam keadaan Tuhannya tidak redha kepadanya.”

Dari Jabir r.a. Rasulullah SAW bersabda:

“Nabi SAW melarang suami mengetuk pintu keluarganya pada malam hari, melaranng berkhianat kepada mereka atau mencari-cari kesalahannya.”

(HR Muslim)

Daripada Abu Hurairah r.a. sesungguhnya Rasulullah SAW bersabda:

“Seseorang mukmin lelaki jangan membenci seorang mukminah (isterinya).

Jika dia tidak suka salah satu perangainya, senangilah dengan perangai-perangainya yang lain.”

(HR Ahmad dan Muslim)

Petrol Hike

I can't help it... every where I go people been talking about it... even in cyber space...

Personally, once again the government treated the Malaysian citizen like a fool...

Realized the answers given... it's like a fix script repeated all over again whenever they increase the petrol price... different ministers but same script...

Come on lah... don't keep on giving us petrol price comparison only... you're really treating us like a fool... How come I didn't see you showed us the comparison of

- Price of petrol of oil exporters countries
- GDP of those countries and Asean region
- Price of owning a car in each country
- Taxes (income, sales, import duty etc)
- Toll prices (if any)
etc etc...

Personally, I don't mind you're charging us full market price on petrol... but reduce tremendously or abolish all those taxes on cars (import, excise duty, road tax, tolls etc)... your token on those below 2000cc are too minimal to offset the increase...

Most of us are not an economist but we're not stupid either... many other Malaysian like me nowadays travel overseas & did a lot of reading too... and we know hell a lot more than your think... you're insulting our intelligence...

Whilst the government keep on telling us to make some sacrifice or adjustment to our lifestyle... firstly, what the PM and his ministers doing about it? What sacrifice have you done? Most of you are still showing us your lavish lifestyle... lead by examplelah... cut your allowances etc etc... make some sacrifice... I dare the ministers to car pool or take public transport to your cabinet meeting...

Honestly, Most of us Malaysian is growing tired and with this kind of answer/excuses given, you're encouraging those fence sitter to stick to Pakatan Rakyat... afterall, nowadays BN stands for Barang Naik...

Life in Malaysia is getting sucks... not much businesses to those without the political clout anyway... We don't see anything on ECER or NCER or whatever R that may be... I'm ashame to talk about Malaysia nowadays whenever I had lunch or dinner with my business associate overseas... our leader especially Pak Lah is a LAUGHING STOCKS... this is totally contrast to TDM days whenever you travel overseas...

I love Malaysia and really sad to see how those in power neglected their responsibilities...

I pray for Allah s.w.t. to show those people the true path... not hadhari but simple basic Islam teaching...

Personality Plus

One of my favourite book on human character is 'Personality Plus' by Florence Littuer...

The book basically teach us about how to know and understand human character.... from there it will help us better in dealing with people of each character... this is good in husband and wife relationship, parents with children, employee with bosses or colleague, sales person with customers, friends, relatives etc etc...

How to start? You need to do the test from the questionnaire provided... from there you will mark your answer against the character and once completed, you will know your own character... for those reading the book before, they can confirm whether it's true or false by looking at your character...

Human being are born with 4 main character... they are Sanguine, Melancholy, Phlegmatic & Choleric...

Popular Sanguine Personality

The Extrovert – The Talker – The Optimist

Strengths

POPULAR SANGUINE EMOTIONS

Appealing personality

Talkative, story teller

Life of the party

Good sense of humor

Memory for color

Physically holds on to listener

Emotional and demonstrative

Enthusiastic and expressive

Cheerful and bubbling over

Curios

Good on stage

Wide-eyed and innocent

Lives in the present

Changeable disposition

Sincere at heart

Always a child

POPULAR SANGUINE AT WORK

Volunteers for job

Thinks up new activities

Looks great on the surface

Creative and colorful

Has energy and enthusiasm

Starts in a flashy way

Inspire others to join

Charm others to work

POPULAR SANGUINE AS A PARENT

Makes home fun

Is liked by children’s friend

Turns disaster into humor

Is the circus master

POPULAR SANGUINE AS A FRIEND

Makes friends easily

Loves people

Thrives on compliments

Seems exciting

Envied by others

Doesn’t hold grudges

Apologizes quickly

Prevents dull moments

Likes spontaneous activities

Powerful Choleric Personality

The Extrovert – The Doer – The Optimist

Strengths

POWERFUL CHOLERIC EMOTIONS

Born leader

Dynamic and active

Compulsive need for change

Must correct wrongs

Strong willed and decisive

Unemotional

Not easily discourage

Independent and self-sufficient

Exudes confidence

Can run anything

POWERFUL CHOLERIC AT WORK

Goal oriented

Sees the whole picture

Organizes well

Seeks practical solutions

Moves quickly to action

Delegates work

Insists on production

Makes the goal

Stimulates activity

Thrives on opposition

POWERFUL CHOLERIC AS A PARENT

Exerts sound leadership

Establishes goals

Motivates family to action

Knows the right answer

Organizes household

POWERFUL CHOLERIC AS A FRIEND

Has little need for friends

Will work for group activity

Will lead and organize

Is usually right

Excels in emergencies

Perfect Melancholy Personality

The Introvert – The Thinker – The Pessimist

Strengths

PERFECT MELANCHOLY EMOTIONS

Deep and thoughtful

Analytical

Serious and purposeful

Genius prone

Talented and creative

Artistic or musical

Philosophical poetic

Appreciative of beauty

Sensitive to others

Self-sacrificing

Conscientious

Idealistic

PERFECT MELANCHOLY AT WORK

Schedule oriented

Perfectionist, high standards

Detail conscious

Persistent and through

Orderly and organized

Neat and tidy

Economical

Sees the problems

Find creative solutions

Needs to finish what is started

Like charts, graph, figures, lists

PERFECT MELANCHOLY AS A PARENT

Sets high standards

Wants everything done right

Keeps home in good order

Picks up after children

Sacrifices own will for others

Encourages scholarship and talent

PERFECT MELANCHOLY AS A FRIEND

Makes friends cautiously

Content to stay in background

Avoids causing attention

Faithful and devoted

Will listen to complaints

Can solve others’ problems

Deep concern for other people

Moved to tears with compassion

Seeks ideal mate

Peaceful Phlegmatic Personality

The Introvert – The Watcher – The Pessimist

Strengths

PEACEFUL PHLEGMATIC EMOTIONS

Low key personality

Easygoing and relaxed

Calm, cool and collected

Patient, well balanced

Consistent life

Quiet but witty

Sympathetic and kind

Keeps emotions hidden

Happily reconciled to life

All-purpose person

PEACEFUL PHLEGMATIC AT WORK

Competent and steady

Peaceful and agreeable

Has administrative ability

Mediates problems

Avoids conflicts

Good under pressure

Finds the easy way

PEACEFUL PHLEGMATIC AS A PARENT

Makes a good parent

Takes time for the children

Is not in a hurry

Can take the good with the bad

Doesn’t get upset easily

PEACEFUL PHLEGMATIC AS A FRIEND

Easy to get along with

Pleasant and enjoyable

Inoffensive

Good listener

Dry sense of humor

Enjoys watching people

Has many friends

Has compassion and concern

Hmm... do you think which character your spouse or children or friends? You can guess... read the book, it's interesting...

The book also touch on problems faced by each character and how to solve it... here's some of the comment...

Popular Sanguine

Problem No. 1: Talk too much

Solution 1: Talk half as much as people

Solution 2: Watch for sign of boredom

Solution 3: Condense your comments

Solution 4: Stop exaggerating

Problem no. 2: Self - centered

Solution 1: Be sensitive to other people’s interest

Solution 2: Learn to listen

Problem no. 3: Have uncultivated memories

Solution 1: Pay attention to names

Solution 2: Write things down

Solution 3: Don’t forget the children

Problem no. 4: Fickle and forgetful friends

Solution 1: Read the friendship factor

Solution 2: Put others needs first

Problem no. 5: Like to interrupt and answer for others

Solution 1: Don’t think you must fill all the gaps

Problem no. 6: Disorganized and Immature

Solution 1: Pull your life together

Solution 2: Grow up

Perfect Melancholy

Problem No. 1: Easily depressed

Solution 1: Must realize no one like gloomy people

Solution 2: Don’t look for trouble

Solution 3: Don’t get hurt so easily

Solution 4: Look for the positives

Problem no. 2: Have low self - images

Solution 1: Search out the source of your insecurities

Solution 2: Listen for evidence of “false humility”

Problem no. 3: Procrastinate

Solution 1: Get the “right things” before starting

Solution 2: Don’t spend so much time planning

Problem no. 4: Put unrealistic demands on others

Solution 1: Relax your standards

Solution 2: Be grateful you understand your temperament

Powerful Choleric

Problem No. 1: Compulsive workers

Solution 1: Learn to relax

Solution 2: Take the pressure off others

Solution 3: Plan leisure activity

Problem no. 2: Must be in-control

Solution 1: Respond to other leadership

Solution 2: Don’t look down on “the dummies”

Solution 3: Stop manipulating

Problem no. 3: Don’t know how to handle people

Solution 1: Practice patience

Solution 2: Keep advice until asked

Solution 3: Tone down your approach

Solution 4: Stop arguing and causing trouble

Problem no. 4: Always right but unpopular

Solution 1: Let someone else be right

Solution 2: Learn to apologize

Solution 3: Admit you have some faults

Peaceful Phlegmatic

Problem No. 1: Not exciting

Solution 1: Try to get enthused

Problem no. 2: Resist Change

Solution 1: Try something new

Problem no. 3: Seems lazy

Solution 1: Learn to accept responsibility for your life

Solution 2: Don’t put off until tomorrow what you can do today

Solution 3: Motivate yourself

Problem no. 4: Have a quiet will of iron

Solution 1: Learn to communicate your feelings

Problem no. 5: Appear wishy-washy

Solution 1: Practice making decisions

Solution 2: Learn to say NO

Best remember as

Popular Sanguines are best:

• In dealing with people enthusiastically

• In expressing thoughts with excitement
• In up-front positions of attention

Perfect Melancholies are best:

• In attending to details and in deep thinking

• In keeping records, charts and graphs
• In analyzing problems too difficult for others

Powerful Cholerics are best:

• In jobs that require quick decisions
• In spots that need instant action and accomplishments
• In areas that demand strong control and authority

Peaceful Phlegmatics are best:

• In positions of mediation and unity
• In storms that need a calming hand
• In routine that might seem dull to others

In conclusion God make each one of us different, so we could function in our own role just like human body.

God make some of us to be:

Feet: to move, to administer, to accomplish just like Powerful Choleric.

Mind: to think deeply, to feel, to write like Perfect Melancholy

Hand: to serve, to smooth, and to soothe like Peaceful Phlegmatic

Mouth: to talk, to teach, to encourage like Popular Sanguine

If God could have made us all

Popular Sanguine: We would have lots of fun but accomplish little.

Perfect Melancholy: We would have been organized and charted but not very cheerful.

Powerful Choleric: We would have been all set to lead, but impatient that no one would follow.

Peaceful Phlegmatic: We would have a peaceful world but not much enthusiasm for life.

We need each temperament for the total function of the body. Each part should do its work to unify the action and produce harmonious results.

Have fun reading the book...